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Our Enemies Have WMD NOW!

To those who feel it was a mistake to invade Iraq: you have failed to learn a very important lessen in logic. As a teaching tool, let me tell you how my daughter learned this lesson.

As a new sixteen year old driver, she was parking in a shopping center parking lot. The space she decided to park in was an angle type and it was angled in the other direction. As she started entering the space, my niece, who was setting in the front passenger side, said she didn’t think they could make it. Well, my daughter thought she could. She kept going. When she felt the car stop and saw the white Toyota in front of her rock, she knew she had been wrong.

The lesson in logic she learned that day, and the one I hope my disgruntle countryman will soon learn, is that the consequences of being wrong is a factor of paramount importance in any decision. What was my daughter’s down side. If she was wrong but continued on her course, she would cause an accident, damage property and possible cause injury, a relatively catastrophic loss. If she was right and could have made it, but stopped anyway, she would have to stop and back up, a relatively small loss. ( More...

Will the Social Security System fail?

When FDR instigated the Social Security system there were more than thirty people working for every retired person. Today that number is more like three to one and will one day soon be only two to one. With more than thirty workers paying into a system that immediately disperses those collected funds to the currently retired or disable recipients the system works. In this way each worker on average only is responsible for less than one thirtieth of a retirees check. With only two workers working for each retiree, each worker is on the average responsible for fully one half of a retiree’s check. In short, no matter at the political talk and arguments on each side of this issue, Social Security, as it is presently constituted, is doomed to fail.

The answer to fixing this system in the future is straight forward. Whether using a privatized or partially privatized system or a revised public system, the workers of today must have at least part of their money going into some investment vehicle which takes advantage of the time value of money and compounding interest. More...